How To Budget On Google Sheets

Managing personal finances can be a demanding task, but fortunately, there’s a tool that can make the job a little easier: Google Sheets. In this blog post, we’ll walk you through how to use Google Sheets to create your personal budget. Let’s get started!

Step 1: Open a New Google Sheets Document

The first step is to open a new Google Sheets document. Here is how you do it:

  1. Open Google Drive by visiting
  2. Click on the “+ New” button on the top left corner of the screen
  3. Select “Google Sheets”
  4. A new Google Sheets document will open

Step 2: Set Up the Columns

Next, you’ll need to set up your columns. For a basic budget, you will need columns for the following:

  • Income
  • Expenses
  • Balance

To create these columns, simply click on the cell you want to start with (for example, A1), type the name of the column (for instance, “Income”), and press Enter. Do the same for the other columns. Your sheet should look something like this:

=[“Income”, “Expenses”, “Balance”]

Step 3: Enter Your Income and Expenses

Now, you can start tracking your income and expenses. To do this, simply enter the respective amounts under the relevant columns. For example, if you earn $2000 per month, you would enter 2000 in the cell under the “Income” column and so on.

Step 4: Calculate the Balance

The balance is the difference between your income and expenses. To calculate it, you can use Google Sheets’ built-in functions:

Click on the cell where you want the balance to appear, type =SUM(Income cell) – SUM(Expenses cell), and press Enter. Google Sheets will automatically calculate the balance for you.

Step 5: Continue Tracking Your Budget

Now that you have set up your budget, all you need to do is keep it updated. Make it a habit to enter your income and expenses regularly, and Google Sheets will take care of the rest.


Creating a budget on Google Sheets is a simple, straightforward process that can help you stay on top of your finances. With its user-friendly interface and powerful calculation capabilities, Google Sheets makes it easy to track your income, expenses, and overall balance. So why not give it a try? Happy budgeting!