Now we need to select the rectangle by CTRL+Clicking on the layer in the layer palette.

Now create a new layer. Make white your foreground color. Now fill the rectangle with the gradient tool using the Foreground to Transparent gradient.

Gradient Tool

Select the gradient from the drop down menu:

Now fill your rectangle on the new layer by clicking and dragging the mouse from bottom to top. You should begin and end where my arrow is shown.

Now grab the Elliptical Marquee Tool and make a selection like below.

Now delete the selection by pressing the delete key on your key board. You image should now look like this.

Next I will add a circle to the header that you can put your picture in or in our case a free graphic from the web. Create a new Layer and Using the Elliptical Marquee tool create a circle and fill it with White #ffffff. Note: Holding the CTRL button down while creating the circle will form a perfect circle.

Now we will add a drop shadow to the circle.

The image should look like this. Now you can add the graphic of your choice. Create a new layer and paste it over top of you circle. Resize the image to your liking (we will be cropping it to fit in the circle. (I found my picture at sxc.hu if anyone is interested. That site is a free photo stock website. You have to register to get the images.)

Now select CTRL+Click on the Circle layer in the Layers Palette to select the circle (just like we did before with the rectangle. Now make sure you single click on the new image layer so that the shanges will be applied to it.

Now go to Select>Modify>Contract. Contract the selection by 2 pixels.

Now we want to select the inverse so we can delete everything but that circular selection. Go to Select >Inverse.

Now Press the Delete Key. Your Image Should Look Like This.

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